Any individual can become a Member. (ii)Eligible criteria to become a member? They should buy 10 shares @ 10/- & become a share holder of the company.
-
Call: 044-26471384
-
Mail: info@alagendrannidhi.net
ONLY FOR THE MEMBERS' INFORMATION
Frequently Asked Question
Alagendran Nidhi Limited
Frequently Asked Questions
-
Who can become a member of our Nidhi Company?
-
What are the Documents required to become Member (KYC norms)?
ID proof & Address proof: Aadhar card/ Pan card/ Ration Card/ Driving Licence/ Voter ID/ Passport/ Gas bill etc.
-
Types of Deposit we have and its Rate of interest ?
Visit your nearest branch for deposit information
-
Fixed Deposit interest- Mode of payment?
Interest will be credited through online.
-
Is cash accepted?
Yes, but not beyond Rs 20000/-
-
What has to be done for not deducting TDS?
Interest Income below ₹5,000 per annum No TDS will be deducted. Form 15G and Form 15H are not required. Interest Income above ₹5,000 per annum TDS at 10% may be deducted as per Income Tax rules. Individuals below 60 years can submit Form 15G to avoid TDS deduction, subject to eligibility. Senior citizens above 60 years can submit Form 15H to avoid TDS deduction, subject to eligibility. Interest Income above ₹2,50,000 per annum TDS at 10% will be deducted mandatorily. Form 15G and Form 15H are not applicable.
-
Procedure for accepting and Repayment of Deposits?
Accepting & Repayment is through online / Cheque.
-
What is the minimum balance in SD account to be maintained?
The Minimum balance to be maintained in SD account is Rs.50/-
-
Types of jewel loan with Rate of interest?
For JML scheme information, please visit your nearest branch
-
Any hidden charges?
No hidden charges like appraiser fees, pre closure and Insurance charges.
-
Locker facilities?
Locker facilities available at- Vilathikulam, Salem, West Mambalam and Kilpauk branches.
-
Can customer operate their account in any branch?
Yes customer can operate their account in any of our branches through CBS.